# Card Usage Index
This index measures the **percentage of people who used a debit or credit card** for purchases in the **past year**. It reflects **consumer behavior** and **financial inclusion**, indicating how widespread **card usage** is in different populations and how accessible **electronic payment methods** are.
The figure shows the **percentage of credit card users** in 2021 in:
- **China**
- **India**
- **the United States**
- **France**
- **Germany**
- **Canada**